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and very few of those loans would have gone bad if banks weren't black mailed into offering loans to borrowers who couldn't afford them.

The Community Reinvestment , was passed by Congress in 1977 to reduce discriminatory credit practices against low-income neighborhoods, a practice known as redlining. Community Organizers (ACORN) seized this legislation and black mailed banks.

Not very. The rich get to control government and funnel the money upwards. They use the system to benefit themselves and we are forced to live with their rules. We should be Capitalists, but we need to protect our government from being controlled by the rich. We need a government that acts in the interests of all taxpaying Americans, but we don't need to become Socialists to do it. We just need to have the gall to take our government back from the rich. Its pretty simple. A government that represents the Working Class would make a fairer social contract for everybody. Capitalism isn't the enemy. The enemy are the rich who want to control our government. The "Free enterprise/ Small Government" slogan is a favorite weapon for the rich. They want to neuter and control government to selfishly benefit themselves at the expense of others. They have no interest in a strong government that represents the interests of all Americans. What we need to do is vote all Republicans out of office and get some Business reform, Campaign Finance Reform, and Lobbying Reform.